:root{--mk-paper: #fbfaf3;--mk-surface: #eeede2;--mk-card: #fffefa;--mk-ink: #252521;--mk-ink-soft: #3a3a34;--mk-muted: #6a695e;--mk-line: #deddd2;--mk-line-strong: #c9c7b8;--mk-butter: #e9d582;--mk-butter-soft: #f5eac1;--mk-accent: #76600d;--mk-accent-soft: #f5eac1;--mk-good: #1f6b45;--mk-good-soft: #e3f1e7;--mk-warn: #8a4b05;--mk-warn-soft: #fbecd9;--mk-bad: #a1261b;--mk-bad-soft: #fbe3df;--mk-series-1: #252521;--mk-series-2: #76600d;--mk-series-3: #c9a93a;--mk-series-4: #5f7d6a;--mk-series-5: #a8573a;--mk-radius: 14px;--mk-shadow: 0 1px 0 #25252110, 0 14px 32px -22px #25252155;--mk-font: "DM Sans", "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;--mk-display: "DM Serif Display", Georgia, "Times New Roman", serif}.mk-sr{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0;padding:0;margin:-1px}.mk-num{font-variant-numeric:tabular-nums}.mk-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:44px;padding:10px 16px;border-radius:10px;border:1px solid var(--mk-ink);background:var(--mk-ink);color:var(--mk-paper);font:600 .95rem/1.2 var(--mk-font);cursor:pointer;text-decoration:none}.mk-btn:hover{background:var(--mk-ink-soft);color:var(--mk-paper)}.mk-btn--ghost{background:transparent;color:var(--mk-ink);border-color:var(--mk-line-strong)}.mk-btn--ghost:hover{background:var(--mk-surface);color:var(--mk-ink)}.mk-btn--butter{background:var(--mk-butter);border-color:var(--mk-butter);color:var(--mk-ink)}.mk-btn--butter:hover{background:#dec46a;color:var(--mk-ink)}.mk-btn--sm{min-height:36px;padding:6px 12px;font-size:.85rem}.mk-btn:disabled{opacity:.55;cursor:not-allowed}.mk-btn:focus-visible,.mk-field input:focus-visible,.mk-field select:focus-visible,.mk-seg button:focus-visible,.mk-drawer summary:focus-visible,.mk-faq summary:focus-visible{outline:3px solid var(--mk-accent);outline-offset:2px}.mk-calc{background:var(--mk-card);border:1px solid var(--mk-line);border-radius:calc(var(--mk-radius) + 4px);box-shadow:var(--mk-shadow);overflow:hidden}.mk-calc__head{display:flex;flex-wrap:wrap;gap:8px 16px;justify-content:space-between;align-items:baseline;padding:18px 20px 12px;border-bottom:1px solid var(--mk-line)}.mk-calc__title{font:700 1.2rem/1.2 var(--mk-display);margin:0;color:var(--mk-ink)}.mk-calc__sub{margin:4px 0 0;color:var(--mk-muted);font-size:.9rem}.mk-calc__grid{display:grid;grid-template-columns:minmax(0,1fr)}@media (min-width: 900px){.mk-calc__grid{grid-template-columns:minmax(0,1.05fr) minmax(0,1fr)}}.mk-calc__inputs{padding:18px 20px;display:grid;grid-template-columns:minmax(0,1fr);gap:14px;align-content:start}.mk-calc__result{padding:18px 20px;background:var(--mk-paper);border-top:1px solid var(--mk-line);display:grid;gap:14px;align-content:start}@media (min-width: 900px){.mk-calc__result{border-top:0;border-left:1px solid var(--mk-line);position:relative}}.mk-calc__tools{display:flex;flex-wrap:wrap;gap:8px;padding:12px 20px;border-top:1px solid var(--mk-line);background:var(--mk-card)}.mk-calc__status{font-size:.85rem;color:var(--mk-muted);min-height:1.2em}.mk-fieldset{border:0;padding:0;margin:0;display:grid;gap:12px}.mk-fieldset>legend{font:700 .75rem/1 var(--mk-font);letter-spacing:.12em;text-transform:uppercase;color:var(--mk-muted);margin-bottom:4px;padding:0}.mk-row2{display:grid;gap:12px;grid-template-columns:minmax(0,1fr)}@media (min-width: 520px){.mk-row2{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}}.mk-field{display:grid;gap:5px;min-width:0}.mk-field label,.mk-field .mk-label{font-weight:600;font-size:.92rem;color:var(--mk-ink)}.mk-field .mk-hint{font-size:.8rem;color:var(--mk-muted);line-height:1.4}.mk-field .mk-err{font-size:.8rem;color:var(--mk-bad)}.mk-input{position:relative;min-width:0;display:flex;align-items:stretch;border:1px solid var(--mk-line-strong);border-radius:10px;background:#fff;min-height:44px}.mk-input:focus-within{border-color:var(--mk-accent);box-shadow:0 0 0 3px var(--mk-accent-soft)}.mk-input[data-invalid=true]{border-color:var(--mk-bad)}.mk-input .mk-affix{display:inline-flex;align-items:center;padding:0 10px;color:var(--mk-muted);font-weight:600;background:var(--mk-paper)}.mk-input .mk-affix:first-child{border-right:1px solid var(--mk-line);border-radius:10px 0 0 10px}.mk-input .mk-affix:last-child{border-left:1px solid var(--mk-line);border-radius:0 10px 10px 0}.mk-input input,.mk-input select{flex:1;min-width:0;border:0;background:transparent;padding:10px 12px;font:500 1rem var(--mk-font);color:var(--mk-ink);font-variant-numeric:tabular-nums}.mk-input input:focus,.mk-input select:focus{outline:none}.mk-range{width:100%;accent-color:var(--mk-ink);margin:2px 0 0}.mk-seg{display:flex;flex-wrap:wrap;gap:6px}.mk-seg button{min-height:40px;padding:8px 12px;border-radius:999px;border:1px solid var(--mk-line-strong);background:#fff;color:var(--mk-ink);font:600 .88rem var(--mk-font);cursor:pointer}.mk-seg button[aria-pressed=true],.mk-seg button[aria-checked=true]{background:var(--mk-ink);border-color:var(--mk-ink);color:var(--mk-paper)}.mk-check{display:flex;gap:10px;align-items:flex-start;font-size:.92rem}.mk-check input{width:20px;height:20px;margin-top:2px;accent-color:var(--mk-ink);flex:none}.mk-hero-stat{display:grid;gap:2px}.mk-hero-stat__label{font-size:.82rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--mk-muted)}.mk-hero-stat__value{font:700 clamp(2rem,6vw,2.8rem)/1.05 var(--mk-display);color:var(--mk-ink);font-variant-numeric:tabular-nums;overflow-wrap:anywhere}.mk-hero-stat__note{font-size:.88rem;color:var(--mk-muted)}.mk-stats{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.mk-stat{background:var(--mk-card);border:1px solid var(--mk-line);border-radius:12px;padding:10px 12px;min-width:0}.mk-stat__label{font-size:.78rem;color:var(--mk-muted);font-weight:600}.mk-stat__value{font-weight:700;font-size:1.12rem;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}.mk-stat__note{font-size:.75rem;color:var(--mk-muted)}.mk-callout{border-radius:12px;padding:10px 12px;font-size:.9rem;border:1px solid var(--mk-line);background:var(--mk-card)}.mk-callout--good{background:var(--mk-good-soft);border-color:#b9dcc5}.mk-callout--warn{background:var(--mk-warn-soft);border-color:#efcfa6}.mk-callout--bad{background:var(--mk-bad-soft);border-color:#efbdb5}.mk-callout strong{display:block;margin-bottom:2px}.mk-meter{display:grid;gap:4px}.mk-meter__bar{position:relative;height:10px;border-radius:999px;background:var(--mk-surface);overflow:hidden}.mk-meter__fill{position:absolute;inset:0 auto 0 0;border-radius:999px;background:var(--mk-ink)}.mk-meter__limit{position:absolute;top:-3px;bottom:-3px;width:2px;background:var(--mk-bad)}.mk-meter__row{display:flex;justify-content:space-between;gap:8px;font-size:.85rem}.mk-drawer{border-top:1px solid var(--mk-line);background:var(--mk-card)}.mk-drawer summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px;padding:14px 20px;font-weight:700;min-height:48px}.mk-drawer summary::-webkit-details-marker{display:none}.mk-drawer summary:after{content:"+";font-size:1.3rem;line-height:1;color:var(--mk-muted)}.mk-drawer[open] summary:after{content:"−"}.mk-drawer__body{padding:0 20px 18px;font-size:.92rem;display:grid;gap:12px}.mk-drawer__body ul{margin:0;padding-left:1.2em}.mk-drawer__body li{margin:4px 0}.mk-source{display:block;font-size:.85rem;color:var(--mk-muted);border-left:3px solid var(--mk-butter);padding:2px 0 2px 10px;margin:8px 0}.mk-source a{color:var(--mk-accent)}.mk-stamp{display:inline-flex;flex-wrap:wrap;align-items:center;gap:6px;font-size:.8rem;color:var(--mk-muted);background:var(--mk-surface);border-radius:999px;padding:4px 10px}.mk-stamp:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--mk-good)}.mk-sources{font-size:.9rem}.mk-sources ol{padding-left:1.3em}.mk-sources li{margin:6px 0}.mk-table-wrap{position:relative;overflow-x:auto;border:1px solid var(--mk-line);border-radius:12px;background:var(--mk-card);max-width:100%}.mk-table{width:100%;border-collapse:collapse;font-size:.9rem;font-variant-numeric:tabular-nums}.mk-table caption{text-align:left;padding:10px 12px;font-weight:700;caption-side:top}.mk-table th,.mk-table td{padding:8px 12px;border-bottom:1px solid var(--mk-line);text-align:right;white-space:nowrap}.mk-table th:first-child,.mk-table td:first-child{text-align:left}.mk-table thead th{background:var(--mk-paper);font-size:.8rem;color:var(--mk-muted);position:sticky;top:0}.mk-table tbody tr:last-child td{border-bottom:0}.mk-table tfoot td{font-weight:700;background:var(--mk-paper)}.mk-chart{position:relative;margin:0;display:grid;gap:8px;min-width:0}.mk-chart svg{width:100%;height:auto;display:block;overflow:visible}.mk-chart figcaption{font-size:.85rem;color:var(--mk-muted)}.mk-chart text{font:500 11px var(--mk-font);fill:var(--mk-muted)}.mk-chart .mk-axis{stroke:var(--mk-line-strong)}.mk-chart .mk-gridline{stroke:var(--mk-line);stroke-dasharray:3 4}.mk-legend{display:flex;flex-wrap:wrap;gap:6px 14px;font-size:.82rem;list-style:none;margin:0;padding:0}.mk-legend li{display:inline-flex;align-items:center;gap:6px}.mk-legend i{width:12px;height:12px;border-radius:3px;display:inline-block}.mk-chart details summary{cursor:pointer;font-size:.85rem;color:var(--mk-accent);font-weight:600;min-height:32px;display:inline-flex;align-items:center}.mk-compare{display:grid;gap:12px}.mk-compare__cards{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(min(100%,220px),1fr))}.mk-compare__card{border:1px solid var(--mk-line);border-radius:12px;padding:12px 14px;background:var(--mk-card);display:grid;gap:6px;min-width:0}.mk-compare__card[data-best=true]{border-color:var(--mk-ink);box-shadow:inset 0 0 0 1px var(--mk-ink)}.mk-compare__name{font-weight:700}.mk-compare__badge{font-size:.72rem;font-weight:700;background:var(--mk-butter);border-radius:999px;padding:2px 8px;justify-self:start}.mk-mitey-hero{display:grid;gap:20px;align-items:center;grid-template-columns:minmax(0,1fr)}@media (min-width: 860px){.mk-mitey-hero{grid-template-columns:minmax(0,1.25fr) minmax(0,.75fr)}}.mk-mitey-hero__art{position:relative;justify-self:center;width:min(100%,420px)}.mk-mitey-hero__art img{width:100%;height:auto;display:block}.mk-mitey-aside{display:grid;grid-template-columns:96px minmax(0,1fr);gap:14px;align-items:center;background:var(--mk-butter-soft);border:1px solid #ecdca0;border-radius:var(--mk-radius);padding:14px 16px;margin:20px 0}.mk-mitey-aside img{width:96px;height:auto;display:block}.mk-mitey-aside__name{font:700 .75rem/1 var(--mk-font);text-transform:uppercase;letter-spacing:.12em;color:var(--mk-accent);margin-bottom:4px}.mk-mitey-aside p{margin:0;font-size:.95rem}@media (max-width: 420px){.mk-mitey-aside{grid-template-columns:64px minmax(0,1fr)}.mk-mitey-aside img{width:64px}}.mk-avatar{width:40px;height:40px;border-radius:12px;-o-object-fit:cover;object-fit:cover;-o-object-position:50% 12%;object-position:50% 12%;background:var(--mk-butter-soft);border:1px solid var(--mk-line)}.mk-faq{display:grid;gap:8px}.mk-faq details{border:1px solid var(--mk-line);border-radius:12px;background:var(--mk-card)}.mk-faq summary{cursor:pointer;padding:14px 16px;font-weight:700;list-style:none;display:flex;justify-content:space-between;gap:12px;min-height:48px;align-items:center}.mk-faq summary::-webkit-details-marker{display:none}.mk-faq summary:after{content:"+";color:var(--mk-muted);font-size:1.3rem;line-height:1;flex:none}.mk-faq details[open] summary:after{content:"−"}.mk-faq .mk-faq__a{padding:0 16px 14px}.mk-faq .mk-faq__a p{margin:0 0 8px}.mk-crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:4px 8px;padding:0;margin:0;font-size:.85rem;color:var(--mk-muted)}.mk-crumbs li{display:inline-flex;align-items:center;gap:8px;min-width:0}.mk-crumbs li+li:before{content:"/";color:var(--mk-line-strong)}.mk-crumbs a{color:var(--mk-muted);text-decoration:none}.mk-crumbs a:hover{color:var(--mk-ink);text-decoration:underline}.mk-crumbs [aria-current=page]{color:var(--mk-ink);font-weight:600;overflow-wrap:anywhere}.mk-lead{background:var(--mk-card);border:1px solid var(--mk-line);border-radius:var(--mk-radius);padding:18px;display:grid;gap:12px}.mk-lead textarea{width:100%;min-height:110px;border:1px solid var(--mk-line-strong);border-radius:10px;padding:10px 12px;font:500 1rem var(--mk-font);color:var(--mk-ink);background:#fff;resize:vertical}.mk-lead textarea:focus{outline:none;border-color:var(--mk-accent);box-shadow:0 0 0 3px var(--mk-accent-soft)}.mk-lead__hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.mk-lead__fine{font-size:.8rem;color:var(--mk-muted)}.mk-ask{white-space:nowrap;display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:var(--mk-ink);background:var(--mk-card);border:1px solid var(--mk-line-strong);border-radius:999px;padding:4px 14px 4px 4px;font-weight:700;min-height:44px}.mk-ask img{width:34px;height:34px;border-radius:50%;-o-object-fit:cover;object-fit:cover;-o-object-position:50% 14%;object-position:50% 14%;background:var(--mk-butter-soft)}.mk-ask:hover{background:var(--mk-butter-soft);color:var(--mk-ink)}.mk-ask small{display:block;font-weight:500;font-size:.72rem;color:var(--mk-muted)}.mk-footer{background:var(--mk-ink);color:#e9e7da;margin-top:56px;font-size:.92rem}.mk-footer a{color:#f5eac1;text-decoration:none}.mk-footer a:hover{text-decoration:underline;color:#fff}.mk-footer__wrap{max-width:1180px;margin:0 auto;padding:40px clamp(16px,4vw,32px) 28px;display:grid;gap:28px}.mk-footer__cols{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(min(100%,200px),1fr))}.mk-footer h2{font:700 .75rem/1 var(--mk-font);text-transform:uppercase;letter-spacing:.14em;color:#bdb9a6;margin:0 0 12px}.mk-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:7px}.mk-footer__brand{display:flex;gap:12px;align-items:flex-start}.mk-footer__brand img{width:48px;height:48px;border-radius:14px;-o-object-fit:cover;object-fit:cover;-o-object-position:50% 12%;object-position:50% 12%;background:#f5eac1;flex:none}.mk-footer__brand strong{display:block;color:#fff;font-size:1.05rem}.mk-footer__net small{display:block;color:#bdb9a6;font-size:.78rem;line-height:1.35;margin-top:1px}.mk-footer__legal{border-top:1px solid #ffffff22;padding-top:18px;display:grid;gap:8px;color:#bdb9a6;font-size:.8rem}.mk-disclaimer{font-size:.85rem;color:var(--mk-muted);background:var(--mk-surface);border-radius:12px;padding:12px 14px}.mk-presets{display:flex;flex-wrap:wrap;gap:6px;align-items:center;padding:12px 20px;border-bottom:1px solid var(--mk-line);background:var(--mk-paper)}.mk-presets__title{font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--mk-muted);margin-right:4px}.mk-chip{min-height:34px;padding:5px 12px;border-radius:999px;border:1px solid var(--mk-line-strong);background:var(--mk-card);color:var(--mk-ink);font:600 .84rem var(--mk-font);cursor:pointer}.mk-chip:hover{border-color:var(--mk-ink)}.mk-chip:focus-visible{outline:3px solid var(--mk-accent);outline-offset:2px}.mk-grid{margin:0;display:grid;gap:8px}.mk-grid figcaption{font-size:.85rem;color:var(--mk-muted)}.mk-grid__table caption{position:sticky;left:0;max-width:calc(100vw - 48px);white-space:normal}.mk-grid__table th:first-child{position:sticky;left:0;z-index:1;background:var(--mk-card)}.mk-grid__table thead th:first-child{background:var(--mk-paper)}.mk-scrollcue{display:none;font-size:.78rem;color:var(--mk-muted);margin:0}@media (max-width: 700px){.mk-scrollcue{display:block}}.mk-grid__table td[data-tone=good]{background:var(--mk-good-soft)}.mk-grid__table td[data-tone=bad]{background:var(--mk-bad-soft)}.mk-grid__table td[data-current=true]{outline:2px solid var(--mk-ink);outline-offset:-2px;font-weight:700}.mk-grid__table th[data-current=true]{color:var(--mk-accent)}.mk-saved{display:grid;gap:8px;border:1px dashed var(--mk-line-strong);border-radius:var(--mk-radius);padding:14px;background:var(--mk-card)}.mk-saved__form{display:flex;gap:8px;flex-wrap:wrap;align-items:stretch}.mk-driving{background:var(--mk-card);border:1px solid var(--mk-line);border-radius:12px;padding:12px 14px;font-size:.92rem}.mk-driving ul{margin:0;padding-left:1.2em}.mk-driving li{margin:4px 0}.mk-ladder{display:grid;gap:8px}.mk-ladder__row{display:grid;grid-template-columns:minmax(0,9rem) minmax(0,1fr) auto;gap:10px;align-items:center;font-size:.88rem}.mk-ladder__bar{position:relative;height:12px;border-radius:999px;background:var(--mk-surface);overflow:hidden}.mk-ladder__fill{position:absolute;inset:0 auto 0 0;border-radius:999px;background:var(--mk-line-strong)}.mk-ladder__row[data-binding=true] .mk-ladder__fill{background:var(--mk-accent)}.mk-ladder__row[data-binding=true]{font-weight:700}.mk-embed{padding:8px;background:var(--mk-paper)}.mk-embed__by{display:flex;align-items:center;gap:8px;margin:10px 2px 2px;font-size:.8rem;color:var(--mk-muted)}.mk-embed__by img{width:22px;height:22px;border-radius:50%;-o-object-fit:cover;object-fit:cover;background:var(--mk-butter-soft)}.mk-embed__by a{color:var(--mk-accent);font-weight:600}.mk-embedbtn{display:inline-grid;gap:8px;justify-self:start;justify-items:start;max-width:100%}.mk-embedbtn__panel{width:min(640px,100%);display:grid;gap:8px;border:1px solid var(--mk-line-strong);border-radius:var(--mk-radius);padding:12px;background:var(--mk-card);max-width:640px;font-size:.9rem}.mk-embedbtn__code{width:100%;font:500 .78rem/1.4 ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;border:1px solid var(--mk-line-strong);border-radius:8px;padding:8px;background:var(--mk-paper);color:var(--mk-ink);resize:vertical}.mk-gallery{display:grid;gap:16px}.mk-gallery__item{display:grid;gap:8px;border:1px solid var(--mk-line);border-radius:var(--mk-radius);padding:16px;background:var(--mk-card)}.mk-chatdock{position:fixed;z-index:60;right:24px;bottom:100px;width:390px;border-radius:22px;overflow:hidden;background:#fffefa;box-shadow:0 18px 50px -12px #0006;border:1px solid var(--mk-line-strong)}@media (max-width: 650px){.mk-chatdock{right:12px;bottom:84px;width:calc(100vw - 24px)}}@media print{header,nav,.mk-footer,.mk-calc__tools,.mk-ask,.mk-lead,.mk-no-print,[data-mk-no-print]{display:none!important}.mk-calc,.mk-stat,.mk-table-wrap{box-shadow:none!important;-moz-column-break-inside:avoid;break-inside:avoid}.mk-drawer{display:block}.mk-drawer .mk-drawer__body{display:grid!important}body{background:#fff!important}a[href^=http]:after{content:" (" attr(href) ")";font-size:.75em;color:#555}}:where(.mk-grid,.mk-calc__inputs,.mk-calc__result,.mk-fieldset,.mk-drawer__body,.mk-chart,.mk-compare,.mk-saved,.mk-ladder,.mk-gallery,.mk-gallery__item,.mk-lead,.mk-faq,.mk-embedbtn__panel)>*{min-width:0}:where(h1,h2,h3,h4,p,li,dd,dt,figcaption,blockquote,.mk-source){overflow-wrap:anywhere}.mk-calc,.mk-saved,.mk-compare,.mk-lead,.mk-grid{position:relative}.mk-answer{position:relative;border:1px solid var(--mk-line-strong);border-left:4px solid var(--mk-accent);border-radius:var(--mk-radius);background:var(--mk-card);padding:14px 18px;margin:14px 0 22px}.mk-answer__label{display:block;font:700 .72rem/1 var(--mk-font);text-transform:uppercase;letter-spacing:.12em;color:var(--mk-accent);margin-bottom:6px}.mk-answer p{margin:0;font-size:1.05rem;line-height:1.55;color:var(--mk-ink)}.mk-answer__date{display:block;margin-top:6px;font-size:.8rem;color:var(--mk-muted)}.mk-example{position:relative;margin:24px 0;display:grid;gap:10px}.mk-example__title{font:700 1.05rem/1.3 var(--mk-display);color:var(--mk-ink)}.mk-example__table th{width:48%;font-weight:600;text-align:left}.mk-example__table tr[data-kind=step] th{color:var(--mk-ink-soft);font-weight:500}.mk-example__table tr[data-kind=result]{background:var(--mk-accent-soft)}.mk-example__note{display:block;font-size:.8rem;color:var(--mk-muted);margin-top:2px}.mk-example__foot{display:flex;flex-wrap:wrap;gap:6px 16px;align-items:baseline;margin:0;font-size:.9rem}.mk-example__foot a{color:var(--mk-accent);font-weight:600}.mk-example__source,.mk-example__date{color:var(--mk-muted);font-size:.82rem}.mk-moment{position:relative;margin:24px 0;display:grid;grid-template-columns:minmax(0,1fr);gap:10px;align-items:center}.mk-moment img{width:min(260px,60vw);height:auto;justify-self:center}.mk-moment figcaption{display:grid;gap:4px}.mk-moment__caption{font:600 1rem/1.4 var(--mk-display);color:var(--mk-ink)}.mk-moment__body{color:var(--mk-ink-soft);font-size:.95rem}@media (min-width: 640px){.mk-moment{grid-template-columns:220px minmax(0,1fr);gap:20px}.mk-moment[data-side=right]{grid-template-columns:minmax(0,1fr) 220px}.mk-moment[data-side=right] img{order:2}.mk-moment img{width:220px}}.mk-means{position:relative;border-top:2px solid var(--mk-line-strong);margin-top:32px;padding-top:8px}.mk-defs dl{margin:0;display:grid;gap:10px}.mk-defs__item{display:grid;gap:2px}.mk-defs dt{font-weight:700;color:var(--mk-ink)}.mk-defs dd{margin:0;color:var(--mk-ink-soft)}@font-face{font-family:BM DM Sans;src:url(/fonts/dm-sans.woff2) format("woff2");font-style:normal;font-weight:100 1000;font-display:swap}:root{--canvas: #FBFAF3;--ink: #1F2430;--surface: #EFEDE3;--butter: #E9D582;--muted: #5E6170;--paper: #FFFFFF;--line: #1F243022;--line-strong: #1F243050;--ledger: #1D3557;--ledger-tint: #E4EAF3;--brass: #A87B2A;--brass-tint: #F5ECD8;--vault: #24584B;--vault-tint: #E3EEE9;--rust: #9E3426;--rust-tint: #F6E4DF;--ok: #2F6B3A;--warn: #8A3F10;--warn-bg: #FBEDE0;--radius: 12px;--shadow: 0 1px 0 #1F243012, 0 14px 30px -22px #1F243050;--font: "BM DM Sans", "DM Sans", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;--serif: "Iowan Old Style", "Palatino Linotype", Palatino, "Book Antiqua", Georgia, serif;--max: 1180px;--gutter: clamp(16px, 4vw, 32px);color-scheme:light}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;background:var(--canvas);color:var(--ink);font-family:var(--font);font-size:17px;line-height:1.62;overflow-x:hidden}img{max-width:100%;height:auto}a{color:var(--ledger);text-underline-offset:3px;text-decoration-thickness:1px}a:hover{text-decoration-thickness:2px}:focus-visible{outline:3px solid var(--brass);outline-offset:2px;border-radius:4px}.sr-only{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}.skip{position:absolute;left:-999px;top:8px;background:var(--ink);color:var(--canvas);padding:10px 14px;border-radius:8px;z-index:100}.skip:focus{left:8px}.wrap{max-width:var(--max);margin:0 auto;padding:0 var(--gutter)}.bm h1,.bm h2,.bm h3,.bm h4{line-height:1.14;margin:0 0 .5em}.bm h1{font-family:var(--serif);font-size:clamp(2.05rem,5.2vw,3.5rem);font-weight:700;letter-spacing:-.015em}.bm h2{font-family:var(--serif);font-size:clamp(1.4rem,2.9vw,2rem);font-weight:700;letter-spacing:-.01em}.bm h3{font-size:1.12rem;font-weight:780;letter-spacing:-.01em}.bm p{margin:0 0 1em}.bm ul,.bm ol{margin:0 0 1em;padding-left:1.3em}.bm li{margin:.28em 0}.eyebrow{font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;font-weight:800;color:var(--brass);margin:0 0 12px;display:inline-flex;gap:10px;align-items:center}.eyebrow:before{content:"";width:22px;height:0;border-top:2px dotted currentColor;display:inline-block}.lede{font-size:clamp(1.08rem,2vw,1.27rem);color:var(--muted);max-width:47rem}.muted{color:var(--muted)}.small{font-size:.88rem}.num{font-variant-numeric:tabular-nums}main{display:block}section.block{padding:clamp(28px,5vw,58px) 0}section.block.tint{background:var(--surface)}section.block.ledger{background:var(--ledger);color:#f2f0e6}section.block.ledger a{color:var(--butter)}section.block.ledger .muted{color:#c9cfda}.netbar{background:var(--ink);color:#e6e4d8;font-size:.78rem;letter-spacing:.03em}.netbar .wrap{display:flex;justify-content:space-between;gap:10px;padding-top:6px;padding-bottom:6px;flex-wrap:wrap}.netbar a{color:inherit;font-weight:700;text-decoration:none}.netbar .asof{color:var(--butter)}header.site{background:color-mix(in srgb,var(--canvas) 94%,transparent);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);border-bottom:3px double var(--line-strong);position:sticky;top:0;z-index:40}header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:14px;min-height:66px}.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-family:var(--serif);font-weight:700;font-size:1.28rem;letter-spacing:-.01em}.brand img{width:36px;height:36px;border-radius:50%;background:var(--brass-tint);border:2px solid var(--brass)}.brand .tld{color:var(--brass)}nav.main ul{display:flex;gap:2px;list-style:none;margin:0;padding:0}nav.main a{display:block;padding:8px 12px;border-radius:8px;text-decoration:none;color:var(--ink);font-weight:650;font-size:.95rem}nav.main a:hover,nav.main a[aria-current=page]{background:var(--surface)}nav.main a.cta{background:var(--ledger);color:#fff}details.menu{display:none}@media (max-width: 980px){nav.main{display:none}details.menu{display:block;position:relative}details.menu summary{list-style:none;cursor:pointer;padding:8px 14px;border:1px solid var(--line-strong);border-radius:8px;font-weight:700}details.menu summary::-webkit-details-marker{display:none}details.menu ul{position:absolute;right:0;top:46px;background:var(--paper);border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);list-style:none;margin:0;padding:8px;width:min(270px,calc(100vw - 32px))}details.menu a{display:block;padding:10px 12px;text-decoration:none;color:var(--ink);font-weight:650;border-radius:8px}details.menu a:hover{background:var(--surface)}}.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:14px 0 0;margin:0;font-size:.85rem;color:var(--muted)}.crumbs li+li:before{content:"›";margin-right:6px}.crumbs a{color:var(--muted)}.hero{padding:clamp(24px,5vw,56px) 0 clamp(20px,4vw,40px)}.hero .wrap{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,.9fr);gap:clamp(20px,4vw,48px);align-items:center}.hero.compact .wrap{grid-template-columns:minmax(0,1fr) auto}.hero .wrap>*{min-width:0}@media (max-width: 820px){.hero .wrap,.hero.compact .wrap{grid-template-columns:minmax(0,1fr)}}.hero .actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:11px 18px;border-radius:10px;text-decoration:none;border:2px solid var(--ink);background:var(--ink);color:var(--canvas);cursor:pointer;font:inherit;font-weight:750;line-height:1.2}.btn:hover{background:#000}.btn.ghost{background:transparent;color:var(--ink)}.btn.ghost:hover{background:var(--surface)}.btn.brass{background:var(--butter);border-color:var(--butter);color:var(--ink)}.btn.brass:hover{background:#e2ca66}.btn[disabled]{opacity:.6;cursor:progress}.grid{display:grid;gap:16px}.grid.c2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid.c3,.grid.c6{grid-template-columns:repeat(3,minmax(0,1fr))}@media (max-width: 900px){.grid.c3,.grid.c6{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width: 620px){.grid.c2,.grid.c3,.grid.c6{grid-template-columns:1fr}}.card{display:block;background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:18px;box-shadow:var(--shadow);color:inherit;text-decoration:none;min-width:0}a.card:hover{border-color:var(--line-strong)}.card h3{margin-top:0}.sheet{position:relative;background:var(--paper);border:1px solid var(--line-strong);border-radius:4px;padding:22px 20px 18px;box-shadow:4px 4px 0 var(--brass-tint)}.sheet:before{content:"";position:absolute;left:0;right:0;top:0;height:6px;background:repeating-linear-gradient(90deg,var(--ledger) 0 12px,transparent 12px 18px);opacity:.85}.sheet .kicker{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;font-weight:800;color:var(--brass)}.bank-tile{display:flex;flex-direction:column;gap:6px}.bank-tile .mark{width:46px;height:46px;border-radius:50%;display:grid;place-items:center;font-weight:850;color:#fff;font-size:.82rem;letter-spacing:.02em}.pill{display:inline-block;padding:2px 10px;border-radius:999px;font-size:.78rem;font-weight:750;background:var(--surface);border:1px solid var(--line)}.pill.ird{background:var(--rust-tint);color:var(--rust);border-color:#9e342633}.pill.ok{background:var(--vault-tint);color:var(--vault);border-color:#24584b33}.pill.brass{background:var(--brass-tint);color:#6e4e14;border-color:#a87b2a44}.callout{border-left:5px solid var(--ledger);background:var(--ledger-tint);padding:14px 16px;border-radius:0 10px 10px 0;margin:0 0 1.2em}.callout .t{display:block;margin-bottom:4px}.callout p:last-child{margin-bottom:0}.callout.warn{border-color:var(--warn);background:var(--warn-bg)}.callout.brass{border-color:var(--brass);background:var(--brass-tint)}.asof{display:inline-flex;gap:6px;align-items:center;font-size:.82rem;color:var(--muted)}figure.mitey{position:relative;margin:0;justify-self:center}figure.mitey img{display:block;filter:drop-shadow(0 18px 24px #1F243026)}figure.mitey.lg img{width:min(400px,78vw)}figure.mitey.md img{width:260px}figure.mitey.sm img{width:170px}figure.mitey figcaption{text-align:center;font-size:.82rem;color:var(--muted);margin-top:6px}.stamp{position:absolute;right:-6px;bottom:16%;transform:rotate(-8deg);background:var(--paper);border:2px solid var(--brass);color:#6e4e14;border-radius:8px;padding:6px 10px 5px;font-weight:850;font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;line-height:1.15;box-shadow:0 6px 14px -8px #1f243066;max-width:170px;text-align:center}.stamp small{display:block;font-size:.64rem;letter-spacing:.12em;color:var(--brass);font-weight:800}figure.mitey.left .stamp{right:auto;left:-6px;transform:rotate(6deg)}@media (max-width: 520px){.stamp{right:0}figure.mitey.left .stamp{left:0}}.mitey-note{display:grid;grid-template-columns:84px minmax(0,1fr);gap:14px;align-items:start;background:var(--brass-tint);border:1px dashed #A87B2A88;border-radius:12px;padding:14px;margin:0 0 1.2em}.mitey-note img{width:84px;height:auto}.mitey-note .who{display:block;color:#6e4e14;margin-bottom:4px}.mitey-note p:last-child{margin-bottom:0}.mitey-corner{display:flex;gap:14px;align-items:center}.mitey-corner img{width:92px;height:auto;flex:none}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:10px;background:var(--paper);margin:0 0 1.2em;-webkit-overflow-scrolling:touch}table.data{border-collapse:collapse;width:100%;font-size:.93rem}table.data caption{text-align:left;padding:10px 12px;font-weight:750;caption-side:top}table.data th,table.data td{text-align:left;padding:9px 12px;border-bottom:1px solid var(--line);vertical-align:top}table.data thead th{background:var(--surface);font-size:.8rem;text-transform:uppercase;letter-spacing:.06em;white-space:nowrap}table.data tbody tr:nth-child(2n) td{background:#fbfaf6}table.data .r{text-align:right}table.data th[scope=row]{font-weight:750}.tool{display:grid;grid-template-columns:minmax(0,360px) minmax(0,1fr);gap:22px;align-items:start}@media (max-width: 860px){.tool{grid-template-columns:minmax(0,1fr)}}.panel{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:18px;box-shadow:var(--shadow);min-width:0}.field{display:flex;flex-direction:column;gap:4px;margin-bottom:12px}.field label,.field .lbl{font-weight:700;font-size:.92rem}.field input,.field select,.field textarea{font:inherit;padding:9px 11px;border:1px solid var(--line-strong);border-radius:8px;background:#fff;color:var(--ink);width:100%;box-sizing:border-box;min-width:0}.field textarea{min-height:96px;resize:vertical}.field .hint{font-size:.8rem;color:var(--muted)}.affix{display:flex;align-items:stretch}.affix span{display:grid;place-items:center;padding:0 10px;background:var(--surface);border:1px solid var(--line-strong);font-weight:700;color:var(--muted)}.affix.pre span{border-right:0;border-radius:8px 0 0 8px}.affix.pre input{border-radius:0 8px 8px 0}.affix.post span{border-left:0;border-radius:0 8px 8px 0}.affix.post input{border-radius:8px 0 0 8px}.two{display:grid;grid-template-columns:1fr 1fr;gap:10px}@media (max-width: 420px){.two{grid-template-columns:1fr}}fieldset.seg{border:0;padding:0;margin:0 0 12px}fieldset.seg legend{font-weight:700;font-size:.92rem;margin-bottom:4px}fieldset.seg .opts{display:flex;flex-wrap:wrap;gap:6px}fieldset.seg label{border:1px solid var(--line-strong);border-radius:8px;padding:6px 10px;cursor:pointer;font-size:.9rem;background:#fff}fieldset.seg input{position:absolute;opacity:0;width:1px;height:1px}fieldset.seg input:checked+span{font-weight:800}fieldset.seg label:has(input:checked){background:var(--ledger);color:#fff;border-color:var(--ledger)}fieldset.seg label:has(input:focus-visible){outline:3px solid var(--brass);outline-offset:2px}.result-big{font-family:var(--serif);font-size:clamp(2rem,5vw,2.8rem);font-weight:700;line-height:1.05;margin:2px 0 6px;font-variant-numeric:tabular-nums}.kv{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:6px 14px;margin:10px 0}.kv dt{color:var(--muted)}.kv dd{margin:0;text-align:right;font-weight:750;font-variant-numeric:tabular-nums}.bar{height:14px;border-radius:4px;background:var(--surface);overflow:hidden;display:flex}.bar>span{display:block;height:100%}.legend{display:flex;flex-wrap:wrap;gap:12px;font-size:.82rem;color:var(--muted);margin:6px 0 0}.legend i{display:inline-block;width:10px;height:10px;border-radius:2px;margin-right:5px;vertical-align:-1px}.checklist{list-style:none;padding:0!important}.checklist li{display:grid;grid-template-columns:26px minmax(0,1fr);gap:8px;padding:10px 0;border-bottom:1px dashed var(--line-strong)}.checklist input{width:20px;height:20px;margin-top:3px;accent-color:var(--ledger)}.checklist .done{text-decoration:line-through;color:var(--muted)}.timeline{list-style:none;padding:0!important;border-left:3px solid var(--brass);margin-left:8px!important}.timeline li{position:relative;padding:0 0 14px 18px}.timeline li:before{content:"";position:absolute;left:-9px;top:6px;width:14px;height:14px;border-radius:50%;background:var(--paper);border:3px solid var(--brass)}.timeline .d{font-weight:800;font-variant-numeric:tabular-nums}.err-msg{color:var(--rust);font-weight:700}.ok-msg{color:var(--ok);font-weight:750}.anatomy{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border:1px solid var(--line-strong);border-radius:10px;overflow:hidden;background:var(--paper)}.anatomy>div{padding:14px;border-right:1px dashed var(--line-strong)}.anatomy>div:last-child{border-right:0}.anatomy .n{font-family:var(--serif);font-size:1.6rem;font-weight:700;color:var(--ledger)}@media (max-width: 700px){.anatomy{grid-template-columns:1fr}.anatomy>div{border-right:0;border-bottom:1px dashed var(--line-strong)}}.prose{max-width:46rem}.prose h2{margin-top:1.6em}.prose h3{margin-top:1.3em}.layout-side{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:32px;align-items:start}.layout-side aside{position:sticky;top:90px;display:grid;gap:14px}.layout-side>*{min-width:0}@media (max-width: 960px){.layout-side{grid-template-columns:minmax(0,1fr)}.layout-side aside{position:static}}.toc{font-size:.9rem}.toc ol{padding-left:1.2em;margin:0}.fact-row{display:grid;grid-template-columns:180px minmax(0,1fr);gap:12px;padding:12px 0;border-bottom:1px solid var(--line)}.fact-row>:first-child{font-weight:780}@media (max-width: 620px){.fact-row{grid-template-columns:1fr;gap:4px}}.cite{font-size:.78rem;color:var(--muted)}.cite a{color:var(--muted)}section.site-signup{background:var(--ink);color:#dcdad0;margin-top:40px;font-size:.92rem}section.site-signup a{color:#f2f0e6}section.site-signup .top{border-bottom:1px solid #ffffff1f}section.site-signup .top .wrap{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:20px;padding-top:26px;padding-bottom:26px;align-items:center}@media (max-width: 760px){section.site-signup .top .wrap{grid-template-columns:1fr}}footer.site .cols{display:grid;grid-template-columns:1.4fr repeat(4,minmax(0,1fr));gap:22px;padding:28px 0}@media (max-width: 900px){footer.site .cols{grid-template-columns:repeat(2,minmax(0,1fr))}}footer.site h2{font-family:var(--font);font-size:.8rem;text-transform:uppercase;letter-spacing:.12em;color:var(--butter);margin:0 0 10px}footer.site ul{list-style:none;padding:0;margin:0}footer.site li{margin:0 0 6px}footer.site a{color:#f2f0e6}footer.site .legal{border-top:1px solid #ffffff1f;padding:16px 0 26px;font-size:.8rem;color:#b9b7ad}form.newsletter{display:flex;gap:8px;flex-wrap:wrap}form.newsletter input{flex:1 1 200px;min-width:0;padding:10px 12px;border-radius:8px;border:1px solid #ffffff40;background:#ffffff10;color:#fff;font:inherit}form.newsletter input::-moz-placeholder{color:#c9c7bc}form.newsletter input::placeholder{color:#c9c7bc}@media print{.netbar,header.site,.site-signup,.mk-footer,.crumbs,.no-print,.hdr-chat{display:none!important}body{background:#fff;font-size:12pt}.card,.panel,.sheet{box-shadow:none}}@media (max-width: 820px){.hero.compact .wrap{grid-template-columns:minmax(0,1fr) 112px;align-items:end;gap:12px}.hero.compact figure.mitey.sm img{width:112px}.hero.compact .stamp{font-size:.62rem;padding:4px 6px;right:-4px;bottom:4%}.hero.compact .stamp small{font-size:.55rem}}@media (max-width: 480px){.hero.compact .wrap{grid-template-columns:minmax(0,1fr)}.hero.compact figure.mitey{justify-self:end;margin-top:-8px}.hero.compact figure.mitey.sm img{width:96px}}@media (max-width: 820px){.hero:not(.compact) figure.mitey.lg img{width:200px}.hero:not(.compact) figure.mitey.md img{width:180px}.hero:not(.compact) .lede{font-size:1.02rem}}.breakcost .verdict .result-big{color:var(--ledger)}.versus .sheet{min-height:100%;box-sizing:border-box}:root{--mk-paper: #FBFAF3;--mk-surface: #EFEDE3;--mk-card: #FFFFFF;--mk-ink: #1F2430;--mk-ink-soft: #2E3442;--mk-muted: #5E6170;--mk-line: #1F243022;--mk-line-strong: #1F243050;--mk-butter: #E9D582;--mk-butter-soft: #F5ECD8;--mk-accent: #1D3557;--mk-accent-soft: #E4EAF3;--mk-series-1: #1D3557;--mk-series-2: #A87B2A;--mk-series-3: #24584B;--mk-series-4: #9E3426;--mk-series-5: #5E6170;--mk-radius: 12px;--mk-font: "Mulish", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;--mk-display: "Spectral", Georgia, serif;--font: "Mulish", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;--serif: "Spectral", "Iowan Old Style", Georgia, serif}.hdr-chat{margin-left:6px}.hdr-chat .mk-ask,.hdr-chat button{white-space:nowrap}@media (max-width: 980px){header.site .wrap{gap:8px}.hdr-chat{margin-left:auto}}.sticky-result{display:none}@media (max-width: 860px){.sticky-result{position:sticky;top:66px;z-index:30;display:flex;gap:10px;align-items:baseline;justify-content:space-between;flex-wrap:wrap;background:var(--ledger);color:#fff;text-decoration:none;padding:8px 14px;border-radius:10px;margin:0 0 12px;box-shadow:var(--shadow);font-size:.85rem}.sticky-result strong{font-family:var(--serif);font-size:1.25rem}.sticky-result span:last-child{color:var(--butter)}}.answer{background:var(--paper);border-left:5px solid var(--brass);border-radius:0 10px 10px 0;padding:12px 16px;margin:0 0 14px;max-width:47rem;font-size:1.02rem;box-shadow:var(--shadow)}.answer strong{color:var(--ledger)}@media (max-width: 480px){.brand{font-size:1.08rem;gap:7px;min-width:0}.brand img{width:30px;height:30px}.hdr-chat .mk-ask{padding:3px;gap:0}.hdr-chat .mk-ask span{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}details.menu summary{padding:8px 10px}}
