Part of the MITEY Network · independent, not a bank, not affiliated with any bankBank pages checked October 31, 2026

Sources

Sources

Every official source cited on BankMortgages.ca, with the date we checked it. 64 sources.

Mitey the Yeti, the BankMortgages.ca guide
PublisherSourcePage dateChecked
Bank of CanadaPolicy interest rate—Oct 31, 2026
Bank of CanadaThe Role of Mortgage Finance Companies in Canada’s Mortgage Market (Financial System Review)Dec 2016Oct 31, 2026
Bank of CanadaValet API: posted conventional mortgage rates (V80691333–35), prime (V80691311), policy rate (V39079)latest Oct 28–29, 2026Oct 31, 2026
BCFSAMortgage Services Act, rules and regulation—Oct 31, 2026
BCFSAMortgage services licensee duties—Oct 31, 2026
BMOHomeowner ReadiLine—Oct 31, 2026
BMOHow to renew your mortgage—Oct 31, 2026
BMOMortgage prepayment calculator—Oct 31, 2026
BMOThe Smart Fixed Mortgage—Oct 31, 2026
BMOToday’s mortgage ratesno date shownOct 31, 2026
CIBCCIBC Home Power Plan—Oct 31, 2026
CIBCMortgage prepayment (privileges and prepayment charges)—Oct 31, 2026
CIBCMortgage rates across Canadaprime “as of October 31, 2026”Oct 31, 2026
CIBCRenew your mortgage—Oct 31, 2026
CMHCCMHC mortgage loan insurance cost—Oct 31, 2026
CMHCCMHC Purchase: homeowner mortgage loan insurance—Oct 31, 2026
CMHCCMHC revises homeowner mortgage loan insurance premiumsJun 5, 2024Oct 31, 2026
CMHCPremium information for homeowner and small rental loans—Oct 31, 2026
Department of Finance CanadaBoldest mortgage reforms in decades come into force todayDec 15, 2024Oct 31, 2026
Department of Finance CanadaCanadian Mortgage Charter (2023 Fall Economic Statement, chapter 1)Nov 21, 2023Oct 31, 2026
Department of Finance CanadaStatement on the Canadian housing market (insured qualifying rate, switches)Dec 12, 2023Oct 31, 2026
FCACBorrowing money using home equity (HELOC, home equity loan, reverse mortgage)Oct 15, 2025Oct 31, 2026
FCACBreaking your mortgage contract (blend-and-extend, changing lenders)—Oct 31, 2026
FCACGetting pre-approved and qualifying for a mortgage—Oct 31, 2026
FCACMortgage terms and amortization—Oct 31, 2026
FCACPaying down your mortgage faster (accelerated payments, blend-and-extend)—Oct 31, 2026
FCACPreparing to get a mortgage (stress test, GDS/TDS)Oct 15, 2025Oct 31, 2026
FCACReduce or avoid prepayment penaltiesOct 15, 2025Oct 31, 2026
FCACRenewing your mortgageOct 15, 2025Oct 31, 2026
FCACSaving for a down payment and mortgage loan insuranceOct 15, 2025Oct 31, 2026
FSRA (Ontario)Mortgage brokerage disclosure requirements—Oct 31, 2026
FSRA (Ontario)Working with a mortgage professional—Oct 31, 2026
Justice LawsFinancial Consumer Protection Framework Regulations (SOR/2021-181)current to Sep 30, 2026Oct 31, 2026
Justice LawsInterest Act (R.S.C. 1985, c. I-15), ss. 6 and 10current to Sep 30, 2026Oct 31, 2026
National BankAll-In-One—Oct 31, 2026
National BankMortgage ratesrates “as at 10-31-2026”Oct 31, 2026
National BankMortgage renewal—Oct 31, 2026
National BankPay off your mortgage faster (prepayment and charges)—Oct 31, 2026
OSFILoan-to-income limits for uninsured mortgage portfoliosmodified Jan 29, 2026Oct 31, 2026
OSFIMinimum qualifying rate for uninsured mortgagesmodified Jan 29, 2026Oct 31, 2026
OSFIOSFI exempts uninsured mortgage straight switches from the prescribed MQR and implements portfolio LTI limitsNov 21, 2024Oct 31, 2026
OSFIOSFI maintains minimum qualifying rate for uninsured mortgagesDec 12, 2023Oct 31, 2026
OSFIOSFI quarterly release, January 2026Jan 29, 2026Oct 31, 2026
RBC Royal BankFixed rate mortgages—Oct 31, 2026
RBC Royal BankIncreasing your mortgage payments—Oct 31, 2026
RBC Royal BankMortgage ratesno date shownOct 31, 2026
RBC Royal BankPay down your mortgage faster (Double-Up, lump sums, skip a payment)—Oct 31, 2026
RBC Royal BankPorting a mortgage—Oct 31, 2026
RBC Royal BankRBC Homeline Plan—Oct 31, 2026
RBC Royal BankRenewing your mortgage—Oct 31, 2026
RBC Royal BankUnderstanding mortgage prepayment charges—Oct 31, 2026
RECA (Alberta)Which industry? (mortgage broker licensing and exemptions)—Oct 31, 2026
ScotiabankFixed rate mortgages—Oct 31, 2026
ScotiabankMortgage ratesposted rates "Effective November 2, 2026"Oct 31, 2026
ScotiabankMortgage renewal—Oct 31, 2026
ScotiabankScotia Flex Value Mortgage, closed term—Oct 31, 2026
ScotiabankScotia Total Equity Plan (STEP)—Oct 31, 2026
ScotiabankUnderstanding mortgage prepayments and charges—Oct 31, 2026
ScotiabankWhat you need to know: mortgages and mortgage prepayment charges (PDF)form 1343814 (11/22)Oct 31, 2026
TD Canada TrustMortgage prepayment calculator—Oct 31, 2026
TD Canada TrustMortgage ratesno date shownOct 31, 2026
TD Canada TrustMortgage renewal process—Oct 31, 2026
TD Canada TrustTD Home Equity FlexLine—Oct 31, 2026
TD Canada TrustTD mortgages and rates (products)—Oct 31, 2026